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Fair Credit Reporting & Consumer Law - Bardo Law PC

Trans Union Credit Report Settlement – Update

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Trans Union’s credit report settlement impacts consumers who may have had a tax lien or civil judgment reported on their credit reports.  The district court approved a class action settlement in the case of Clark v. Trans Union, LLC.  Details about the settlement are available at http://www.tupublicrecordsettlementadr.com. The Clark case alleged that Trans Union included inaccurate information…

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Recognizing Our Military And Protecting Service Members

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Military Consumer Month kicks off this July at the Federal Trade Commission: “Empowering servicemembers, veterans, and their families is a top priority,” Chairman Joe Simons said. “During Military Consumer Month, we will highlight the agency’s resources to help the military community avoid imposter scams – but our work on behalf of those who serve continues…

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Do I have rights as a homeowner - Chicago Law - Bardo Law PC

Banks Continue Abusing Homeowners In Foreclosure

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Ten years after the foreclosure crisis, banks continue to abuse homeowners in foreclosure.  During foreclosure, homeowners and rightful tenants may legally occupy foreclosed property.  Many times, the homeowner has requested a loan modification or is actively defending a foreclosure proceeding.  In fact, Illinois law requires banks  to tell consumers how much time they have to…

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Tax Scams Continue to Harm Consumers

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Tax scams continue as this year’s tax filing deadline looms.  Just today, the Illinois Attorney General announced a lawsuit against a Chicago-area tax preparation service for fraud.  Costly fees were deducted from consumers’ anticipated tax refunds without their knowledge, as set forth in the office’s press release describing the tax scams: http://www.illinoisattorneygeneral.gov/pressroom/2018_02/20180227.html “To disguise the…

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Debt Collector Calls - Bardo Law PC

Beware of Phantom Debt Collectors

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Phantom debt collectors — they’re scam artists who make up debts to gain access to your bank account information.  They’ll call often, and may even tell you that someone is trying to serve you with court papers.  They may call from what appears to be a local number so you are more likely to pick…

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