• Consumer Protection Law and Advocacy — Chicago, IL

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Secure Credit Issues - Bardo Law PC

Identity Theft and Data Security

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Identity theft and data security top the consumer concern list. From data breaches to credit and debit card compromises, more and more consumers are impacted. Unfortunately, it’s no longer a question of if your data will be stolen but when. A new crop of businesses now promise consumer protection. Some offer “dark web” checks. The…

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Debt Collector Calls - Bardo Law PC

Make Your Voice Heard

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Public Comments Due August 19, 2019 The Consumer Financial Protection Bureau needs to hear from consumers to understand the problems with the Bureau’s proposed new debt collection rule. Under the proposed new rule, debt collectors would be permitted to: The proposed rule would allow collectors to: Call you 7 times per week, per debt. Contact you…

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Fair Credit Reporting & Consumer Law - Bardo Law PC

Trans Union Credit Report Settlement – Update

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Trans Union’s credit report settlement impacts consumers who may have had a tax lien or civil judgment reported on their credit reports.  The district court approved a class action settlement in the case of Clark v. Trans Union, LLC.  Details about the settlement are available at http://www.tupublicrecordsettlementadr.com. The Clark case alleged that Trans Union included inaccurate information…

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Recognizing Our Military And Protecting Service Members

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Military Consumer Month kicks off this July at the Federal Trade Commission: “Empowering servicemembers, veterans, and their families is a top priority,” Chairman Joe Simons said. “During Military Consumer Month, we will highlight the agency’s resources to help the military community avoid imposter scams – but our work on behalf of those who serve continues…

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Do I have rights as a homeowner - Chicago Law - Bardo Law PC

Banks Continue Abusing Homeowners In Foreclosure

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Ten years after the foreclosure crisis, banks continue to abuse homeowners in foreclosure.  During foreclosure, homeowners and rightful tenants may legally occupy foreclosed property.  Many times, the homeowner has requested a loan modification or is actively defending a foreclosure proceeding.  In fact, Illinois law requires banks  to tell consumers how much time they have to…

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