Bardo Law PC
Credit reporting agencies go beyond the “Big 3” — Equifax, Experian, and TransUnion. In fact, dozens of other companies also prepare consumer reports. These companies furnish information about your credit worthiness to landlords, employers, and banks. Known as “specialty” consumer reporting companies, they collect and furnish information relating to: Your bank accounts (including bounced checks…
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Home repair fraud lawsuits are often hard to file because the contractor has skipped town. So what do you do to minimize your chances of falling victim to a home repair scam in the first place? Beware of any contractor that comes to your home unannounced and promises home repair work in a very short…
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Spring cleaning and home buying — it’s that time of year again. The sun is shining longer, flowers are starting to bloom, and many of us are emerging from our winter hibernation wanting a fresh start. It’s no coincidence that this is the busiest time of year for new home purchases and there are some…
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Trading in your car can be an issue if you don’t have great credit. You need to be especially careful when trading in your car that still has an outstanding balance owed. Why? Because auto dealers often “spot deliver” cars. That means the dealer gives you the keys to a new (or new used) car…
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Alternative energy suppliers allow residential utility customers to pick the company that supplies their electricity or natural gas. Find the current list of Illinois alternative suppliers at https://www.pluginillinois.org/suppliers.aspx. These suppliers often offer big savings but the results have been decidedly mixed. Suppliers promise lower prices for consumers because electricity or gas is purchased wholesale and then…
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