• Consumer Protection Law and Advocacy — Chicago, IL

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Stopping Debt Collector Harassment

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Debt collector harassment – through collection calls and letters – comes with increasing frequency the moment you stop making payments. Federal law empowers you with certain rights – but you need to know how to use those rights. Ask yourself the following questions: Who is calling or sending you letters? Why did you stop making…

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Another Scandal Over Excessive And Unnecessary Fees

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Another grave scandal over excessive and unnecessary fees has erupted.  Wells Fargo now admits it wrongly charged auto insurance to its loan customers and at extremely high rates.  As reported last week in the New York Times: More than 800,000 people who took out car loans from Wells Fargo were charged for auto insurance they did…

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Fair Credit Reporting & Consumer Law - Bardo Law PC

Credit Reporting Agencies — Beyond the “Big 3”

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Credit reporting agencies go beyond the “Big 3” — Equifax, Experian, and TransUnion. In fact, dozens of other companies also prepare consumer reports. These companies furnish information about your credit worthiness to landlords, employers, and banks. Known as “specialty” consumer reporting companies, they collect and furnish information relating to: Your bank accounts (including bounced checks…

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Homeowner Rights & Tenants Rights - Bardo Law PC

Home Repair Fraud – How to Avoid It

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Home repair fraud lawsuits are often hard to file because the contractor has skipped town.  So what do you do to minimize your chances of falling victim to a home repair scam in the first place? Beware of any contractor that comes to your home unannounced and promises home repair work in a very short…

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New Mortgage Disclosures coming to help Americans

Spring Cleaning and Home Buying

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Spring cleaning and home buying — it’s that time of year again.  The sun is shining longer, flowers are starting to bloom, and many of us are emerging from our winter hibernation wanting a fresh start.  It’s no coincidence that this is the busiest time of year for new home purchases and there are some…

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