• Consumer Protection Law and Advocacy — Chicago, IL

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Debt Collection Abuse, Consumer Law Services at Bardo Law PC

Alternative Energy Suppliers

Alternative energy suppliers allow residential utility customers to pick the company that supplies their electricity or natural gas.  Find the current list of Illinois alternative suppliers at https://www.pluginillinois.org/suppliers.aspx.  These suppliers often offer big savings but the results have been decidedly mixed.  Suppliers promise lower prices for consumers because electricity or gas is purchased wholesale and then…

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Wrongful debt? Bardo Law can help you deal with credit fraud, wrongful debt and defense.

Debt Collection Update

A new debt collection update was published earlier this week.  Unfortunately, consumers continue to struggle to resolve their collection issues.  Here are some highlights from the CFPB’s January 2017 report: Approximately 1 in 3 consumers with a credit record report they have been contacted by at least one creditor or debt collector during the year…

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Be Wary of Year-End Collection Calls!

As 2016 winds down, debt collectors making collection calls tend to get more aggressive.  Companies are trying to close out their books and write off accounts as “bad debt.”  Calls start to increase this time of year and you should be prepared in case you get one.  So, what do you need to know before…

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Fair Credit Reporting & Consumer Law - Bardo Law PC

Credit Repair Scams

Credit repair scams are widespread and many consumers don’t realize they can (and should!) try and fix credit reporting errors themselves.  Watch out for companies that claim they can “guarantee results,” or “erase bad credit.”  These companies often charge steep fees and make promises they can’t keep.  Watch out for any credit repair company that…

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Consumer Protection In 2017 And Beyond

With the election behind us, there are many questions about what consumer protection role the Consumer Financial Protection Bureau (CFPB) will have going forward.  Today’s edition of The Consumerist notes: “Even before the CFPB launched in 2011, it’s been opposed by many in the financial industries, and by the lawmakers they back.”  Many banks, debt collectors,…

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