• Consumer Protection Law and Advocacy — Chicago, IL

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Arbitration rules are stacked against consumers

An Important Week for Consumers

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For more than a decade, big business has waged a battle against consumers — access to the courts. When we buy cell phones, apply for credit cards, and purchase vehicles, most of us are signing away our rights to file a lawsuit and have our dispute decided by a jury of our peers. How? These…

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New Mortgage Disclosures coming to help Americans

New Mortgage Disclosure Rules Coming…

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For years, consumer advocates have pushed for new, easier to understand disclosures. When you buy a home, the paperwork is overwhelming and, let’s be honest, almost impossible to understand. When you’re presented with papers at a real estate closing, there is never sufficient time to read, review, and process the mountain of documents you’re being…

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Ask A Consumer Lawyer - Bardo Law PC

Consumer Law Q&A: What if I can’t afford an attorney?

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Over the years, I’ve spoken with many consumers who want to hire an attorney but assume they can’t afford to hire one.  This couldn’t be further from true.  Many consumer protection statutes have “fee-shifting” provisions within them.  What does that mean?  Well, in simple terms, it means the company we sue may have to pay…

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CFPB scores a win for consumers

CFPB scores a win for consumers - Financially vulnerable consumers have for years been the target of businesses promising debt relief. This month, the Consumer Financial Protection Bureau (CFPB) scored an important victory against several such entities. A federal district court in Florida granted the CFPB's request for an injunction, which includes an asset freeze, a receiver appointment, and disablement of the companies' websites.

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Debt Collector Harassment

Debt collectors using deceptive practices must refund consumers

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The Consumer Financial Protection Bureau announced this week that they have taken action against two large debt buyers for deceptive practices against consumers. Encore Capital Group and Portfolio Recovery Associates allegedly pressured consumers to pay unsubstantiated or out-of-date debts with false statements and churned out lawsuits using robo-signed court documents. The two companies must now refund consumers $61…

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